1. Starfishfinance
    July 14, 2020 @ 6:42 PM

    Definitely lay off your debt.
    There are three benefits for you:
    1. You can save more as you do not have tk pay interest anymore
    2. Your wealth increases as you reduce your liabilities
    3. It is almost impossible to create a return on your assets that exceeds the interest you pay on your averace credit card debt

    Now let me know what you think


  2. Dave Ramsey Has it ALL Wrong - Home
    August 21, 2020 @ 7:12 PM

    […] step is tough…really tough. You will have a much longer journey to financial freedom with debt hanging around your neck. Dave recommends the “debt snowball” but you could also use the debt […]


    • The Beast
      August 21, 2020 @ 7:59 PM

      I know for me, it took longer to become debt free because of debt. I do not know if I would have done it differently or if my situation today would be much different. What I do know is that I am completely free of debt and never want to get back into that type of situation again.


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